Frequently Asked Questions

Please choose from one of the topics below to quickly access answers to your specific questions.



NorthPoint Merchant Insurance Coverage

What are the coverage limits?

  • $100,000 per Merchant ID (MID)
  • $500,000 annual aggregate cap for merchants with multi MIDs

Is there a deductible?

No, this policy has no deductible or retention.

Who underwrites the policy?

A-rated or higher insurers (Ex. A.M. Best) provide coverage.

Who facilitates this insurance?

Coverage is provided through the NorthPoint Data Security RPG, a Risk Purchasing Group formed under the Liability Risk Retention Act (LRRA).

Note: This summary is for informational purposes only. Please refer to the full insurance policy for complete terms, conditions, and exclusions.