Frequently Asked Questions
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TransUnion Owner(s) Identity Theft Protection
- Up to 5 business owners.
- The spouse or partner of the business owner(s) and their eligible dependents (up to 10 dependents under age 25 and reside in the owner(s) household)
- Full-service identity restoration
- Lost wallet assistance
- 24/7 call center support
- Up to $1 million in personal identity theft insurance coverage
Yes, coverage applies if your financial institution does not reimburse the loss.
No, this program does not include home title fraud coverage.
Yes. Restoration specialists will assist you in filing affidavits and working directly with the IRS to help resolve the issue.
- Social Security cards
- Driver’s licenses
- Passports
Each household is eligible for up to $1 million in expense reimbursement per year. Covered expenses include:
- Refiling rejected credit/loan applications
- Notary, postage, and long-distance phone costs related to recovery process
- Up to six credit reports for recovery purposes
- U.S. based travel for identity recovery
- Child or elder care costs incurred during recovery
No, only base wages from traditional employment are eligible.
No, crypto-related losses are excluded.
It is an annual aggregate limit per household.
- Credit report and score (updated every 30 days)
- Alerts for new accounts, inquiries, and public records
- Dark web monitoring for Social Security Numbers, email addresses, and phone numbers